Why Choose Us?



AmCap Mortgage, Ltd. was formed in May 2002 with the submission of Limited Partnership documentation to the Texas Secretary of State, and began operations as a fully-delegated mortgage company, with Freddie Mac approval. Founder Jordan Novelli positioned the company to grow and prosper, leveraging his numerous business relationships and deep experience in the industry. During these early years, AmCap closed between $5 million and $10 million per month in residential mortgages, with volume primarily comprised of builder business and realtor referral relationships. The company received its Federal Housing Administration (FHA) approval in late 2004, and Veterans Administration approval was granted in February 2007.

In July of 2007, AmCap was purchased by its present owners and grew to over $20 million per month in residential mortgages during the first year under the new ownership. Shortly thereafter, AmCap began expanding its footprint outside Houston by opening several branches in Austin and San Antonio, with immediate plans to expand into other regions within the state. The company received USDA approval in September 2008.

In 2009, AmCap relocated its corporate headquarters to its current location on Bellaire Boulevard in the rapidly-developing area of southwest Houston. During the ensuing two years, AmCap continued to grow, reaching the $30 million per month mark in the midst of a particularly challenging time in the mortgage industry and the financial services environment. Despite the economic downturn, AmCap also continued its expansion into new markets, adding several additional state licenses and bringing on branch offices in Dallas and Spring, Texas.

In the summer of 2012, AmCap added its Major Mortgage Division, a group of highly experienced originators and operational staff centered in Grand Junction Colorado, with six offices in four states in the Rocky Mountain region. Later that same year, another Divisional Group joined the company. Gold Financial Services brought the company 16 Texas offices and many seasoned, talented originators.

In response to production growth and as an expression of its commitment to excellence in operations and compliance, AmCap’s management made major investments in upgraded technology and additional support personnel throughout 2012 and 2013. In late 2012, Ellie Mae’s robust Encompass 360 Loan Operating System was implemented. Likewise, 2013 saw the company expand and enhance operational, marketing and compliance functions by bringing on experienced personnel in the areas of Capital Markets, Information Technology and Compliance. In late 2013, with the goal of promoting information sharing across the system, AmCap partnered with The Knowledge Coop, a training and compliance firm, to launch a web-based portal for training, communication and scenario-sharing. AmCap Academy is a state-of-the-art secure intranet which enables trackable training and intuitive access to information such as policies and procedures.

Also in 2013, AmCap reached an important goal of producing over $1 billion in closed loans during the calendar year.

To provide the best pricing and product selection to our customers, AmCap’s Capital Markets Department continues to evolve. With Fannie Mae approval in mid-2013 and Ginnie Mae approval in early 2014, the company’s goal of issuing its own securities is close at hand. Plans to retain servicing (through a sub-servicing agreement) will come to fruition in 2014.

At this writing, the company is licensed in twenty states, 69 branch licenses are held and AmCap sponsors the licenses of 357 individual originators.

AmCap Mortgage, Ltd. is committed to a long future of growth and improvement. Through the implementation of our vision, AmCap continues to achieve success in the challenging environment of our industry.


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